The First National Bank of Ottawa

                                          

 

       


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FirstPhone 866-434-0044


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About The Community Reinvestment Act...

The federal Community Reinvestment Act (CRA) makes good business sense to us and means good credit news for you. The CRA requires federal regulators to evaluate-and rate-our performance in meeting the credit needs of this community. After each evaluation, the rating we receive will be made public. Only when we meet acceptable performance standards are we able to have certain applications, such as expansions or new branch openings, approved by the regulators.

 

What we offer to our community...

Our goal is to meet the credit needs of all qualified borrowers in a nondiscriminatory, timely manner.
To accomplish this, we offer the following types of credit:
  • Balloon Mortgages
  • First Time Buyer Mortgages
  • Freddie Mac Mortgages
  • FMHA, FHA and VA Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Residential Lot Loans
  • Residential Construction Loans

 

  • Agricultural Real Estate Mortgages
  • Livestock Loans
  • Farm Machinery Loans
  • Operating Loans

 

  • Commercial Mortgages
  • Commercial Operating Loans
  • Commercial Construction Loans
  • Construction Equipment Loans

 

  • Recreational Vehicle Loans
  • Mobile Home Loans
  • Auto Loans
  • Truck Loans
  • Personal Loans

To further educate the public and gather data about our community's credit needs, we offer the following informational activities:

Officer's Call Program
Guest Lectures at Local Schools
Community Advisory Committee

 


To reach all segments of our community and inform them of what we have to offer, we use the following types of advertising media: 

  • The Times
  • Ottawa Delivered
  • Bulletins
  • Radio: WAJK, WCMY, WRKX, WLPO, WSPY, WCSJ, WJDK
  • Area Wide Phone Book
  • Yellow Pages
  • Community Churches
  • High School Year Book & Sport Programs
  • Flyers
  • Direct Mail Program
  • Lobby Displays
  • Drive-up Window Envelopes
  • and the Internet at www.firstottawa.com.

So we can better recognize your credit needs and aid in the development of our community, we proudly contribute our time and lend our expertise to local organizations.

Should you have other credit needs not included in these lists or suggestions on how we can better serve you, please let us know. We'll do all we can to assist you in any way.

 


Our Directors  |  Privacy  |  Shareholder Relations  |  Shareholder Meeting / Proxy Information  |  Community Reinvestment

Ottawa Chamber of Commerce

 

First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches:  The First National Bank of Ottawa - Northfield, The First National Bank of Ottawa - Plaza, The First National Bank of Ottawa - South, First National Bank - Morris, Streator National Bank, and First National Bank - Yorkville.  First Ottawa Financial Services is a division of The First National Bank of Ottawa.

"Newest Ideas in Banking"

Main Facility: 701 LaSalle Street, Ottawa, Illinois 61350
815-434-0044

The First National Bank of Ottawa Website Disclaimer
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