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First National Bank
  of Ottawa

Click for Ottawa, Illinois Forecast
The standard FDIC deposit insurance amount of $250,000 per depositor is in effect  through December 31, 2013.  On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

Beginning January 1, 2010, The First National Bank of Ottawa will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in non-interest bearing transaction accounts* will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

*Includes IOLTA and certain NOW accounts.

 

Protect Yourself from Identity Theft

Identity theft can have devastating consequences for you, as the victim, who may face long hours of closing bad accounts, opening new ones, and repairing your wrecked credit record. And, it may take significant out-of-pocket expenses to clear your good name. In the meantime, you may be denied jobs, loans, education, housing, and cars, or even get arrested for crimes you did not commit. Unfortunately, the experience of thousands of victims is that it often requires months, and even years, to navigate the frustrating, identity-recovery process.
e-Business Checking; Free Checking for the Business Owner who's Connected
Whether your business is just getting off the ground or has been established for years, you will enjoy the benefits of an account that allows you the freedom to manage the financial side of your business at your convenience with no cost to you.  Fresh, innovative banking - The First National Bank of Ottawa's e-Business Checking is just that.


Make your life a little easier, GO Direct
What is direct deposit?  With direct deposit, your Social Security or other government payment goes straight to your checking or savings account.  Your money is always there on payment day.
 Why should I choose direct deposit?  Direct deposit is safer and easier, and gives you more control over your money than a mailed check.  In fact, no direct deposit has ever been lost or stolen.  Your money and personal information are more secure.
If you receive Social Security, SSI or other government payments, you can sign up for direct deposit now. 


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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of    Ottawa and its Branches:  The First National Bank of Ottawa - Northfield, The First National Bank of Ottawa - Plaza, The First National Bank of Ottawa - South, First National Bank - Morris, Streator National Bank, First National Bank - Yorkville, and First National Bank - Minooka. First Ottawa Financial Services is a division of The First National Bank of Ottawa.
 
     

"Newest Ideas in Banking"

Main Facility: 701 LaSalle Street, Ottawa, Illinois 61350
815-434-0044

The First National Bank of Ottawa Website Disclaimer
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Copyright © 2010, First Ottawa Bancshares, Inc. All Rights Reserved.