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The First National Bank of Ottawa. Morris National Bank and Trust. Streator National Bank. Yorkville National Bank and Trust. Northern Bank and Trust - Maple Park, IL

The First National Bank of Ottawa offers our Merchant customers four options for credit card processing:

  • Electronic Retail Processing (card present and swiped). This efficient and cost-effective processing option provides electronic authorization and capture for Merchants where the card is swiped (not hand keyed) through a terminal device for at least 70% of the transactions.
  • Electronic Mail/Telephone Order Processing (card not present or swiped). This option provides electronic authorization and capture for merchants where the card numbers must be hand keyed (not swiped) through a terminal device or software for more than 30% of transactions.
  • Basic Processing. Our basic processing option is intended for merchants with low credit sales volume and who have basic payment processing needs. Touch-tone Processing provides authorization and capture via your touch-tone telephone.
  • Internet Processing. Expand your business to accept payments on your web site. This option allows you to accept credit cards 24 hours a day, 7 days a week.Card Reader
  • Merchant Support 24/7 Hotline. Call 1-800-252-2506 for support, if needed. (Please have your V-number ready.)

For further information or an application, contact:

Debbie Tombaugh

E-Banking Officer

Contact Debbie Tombaugh

Unlawful Internet Gambling Enforcements Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the ACT) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act. As defined in Regulation GG, unlawful internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wage is initiated, received or otherwise made. As a customer of The First National Bank of Ottawa, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.