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We help make dreams come true...

With our customer friendly mortgages, your dream of owning a home is easy. Our team of Mortgage Lenders will finance the purchase of your new home, establish a comfortable monthly payment and at the lowest interest rates available. To assist you in estimating a monthly payment, use the handy mortgage calculator below.  

The First National Bank offers the following mortgages:

  •     15, 20 and 30 year fixed rate mortgages with as little as
             5% down payment     
  •      Adjustable Rate Mortgages
  •      Home Equity Loans
  •      Balloon Mortgages
  •      Low or no down payment, FHA, VA and Rural Housing
             (USDA) loans
  •      Ease of auto debit Mortgage payments
  •      1 - 4 unit Investment Properties

Complete a Mortgage Loan Pre-Application

Meet Our
Mortgage Lenders








financial calculator Fincancial Calculator



Figure monthly loan payments.

For example if you are buying a $100,000 house and wish a 20 year mortgage, simply type in: 20 for Number of Years, the Interest Rate with two decimal places (X.XX) and 100000 with no comma for Principal. Then push calculate.


of Years

Rate %





Hit 'Calculate' to find your monthly loan payment.

of Years

Rate %



* The First National Bank of Ottawa is not responsible for payment calculation errors. 
The Financial Calculator is a tool intended to deliver payment estimates only.


First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa - Northfield, The First National Bank of Ottawa - Plaza,
The First National Bank of Ottawa - South, Morris National Bank and Trust, Streator National Bank, Yorkville National Bank and Trust, and First National Bank - Minooka. First Ottawa Financial Services is a division of The First National Bank of Ottawa.

Main Facility: 701 LaSalle Street, Ottawa, Illinois 61350

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