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Newest Ideas in Banking
 

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
Your Money Matters!

Checking Accounts

Providing superior service combined with products designed to meet your financial needs, The First National Bank of Ottawa offers our customers a wide variety of personal checking and savings accounts.

Your choices range from our popular, interest bearing Checking Plus account, which offers interest when the daily minimum balance is over $1,500, and waived service charging if you choose to opt out of receiving a mailed statement.

For Customers who wish to receive a mailed monthly statement with images of their checks, the traditional Personal Checking account service charge is waived when an average daily balance of $500.00 is kept in the account during the monthly statement cycle. 

If a Customer desires both interest and check images monthly, the First National Bank NOW Account pays interest.  A average daily balance of $2,000 is required for the monthly statement cycle to remain service charge free.

Savings Accounts

The First National Bank of Ottawa savings account requires a $100 deposit to open, and offers customers a competitive rate of interest if a minimum balance of $2,000 is maintained each day. Children*  up to age 16 receive the same benefits with an initial deposit of as little as $20.  Interest on First National Bank of Ottawa savings accounts is compounded daily and paid quarterly. 

*A Parent or Guardian must have deposit account with The First National Bank of Ottawa.

Health Savings Accounts (HSA)

The First National Bank of Ottawa Health Savings account allows individuals to pay for qualified out-of-pocket medical expenses using tax-free dollars.

Health Savings Account features include:

  • Earns interest
  • No minimum balance requirements
  • No monthly maintenance fees
  • Free HSA Debit card
  • Free HSA checks
  • Free Online Banking
  • Free electronic Bill Payment

There are benefits for Employers as well.

For additional information on a Health Savings Account, contact a First National Bank of Ottawa Customer Service Representative.

*A Parent or Guardian must have deposit account with The First National Bank of Ottawa.

 

 

First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa - Northfield, The First National Bank of Ottawa - Plaza,
The First National Bank of Ottawa - South, First National Bank - Morris, Streator National Bank, and First National Bank - Yorkville. First Ottawa Financial Services is a division of The First National Bank of Ottawa.

"Newest Ideas in Banking"
Main Facility: 701 LaSalle Street, Ottawa, Illinois 61350
815-434-0044

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