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PRIVACY NOTICE
THE FIRST NATIONAL BANK OF OTTAWA
At the First National Bank of Ottawa,
your privacy is very important to us. As
a customer, you by necessity, provide us
with certain personal information about
yourself. The personal data you give us
is used to administer your accounts in a
professional and efficient manner, to
provide you with excellent service, and
to develop and offer financial services
designed to meet your needs. We do
not sell your personal information to
anyone, for any purpose.
What do we mean when we say ‘personal
information’? In the process of
providing financial products and
services to you, your family or
household, we collect certain personal
information about you, including:
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Information
that you provide us on applications
and other forms, such as your name,
address, date of birth, telephone
and Social Security Numbers, assets,
debts, account balances and income.
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Information from credit reporting
agencies regarding your credit
history or creditworthiness.
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Information about you that we
acquire from other third parties to
assist us in evaluating your
application for The First National
Bank of Ottawa products and
services; for example, employment
status that we obtain to determine
your eligibility for a loan.
-
Information about your transactions
with The First National Bank of
Ottawa; for example, your account
balances, payment history and
transaction details.
While information is the cornerstone of
our ability to provide superior service,
our most important asset is our
customers’ trust. Keeping customer
information secure and using it only as
our customer would want us to is a top
priority. We do not share your personal
information with third parties not
affiliated with The First National Bank
of Ottawa except under the following
circumstances:
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We disclose personal information as
necessary to facilitate transactions;
for example, to collect a check, or to
investigate possible errors in
transactions.
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We share personal information with
companies that perform services for us;
for example, check printing, data
processing, electronic fund transfer
services and mailing of your account
statements.
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To keep you informed about products and
services, we may also, as legally
permitted, disclose certain personal
information (such as name and address)
to companies that assist us in
marketing, including other financial
service providers with whom we have
joint marketing agreements, such as
insurance companies and securities
broker-dealers."
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We also disclose personal information as
required or permitted by law; for
example, in response to a subpoena or
garnishment or to a credit bureau.
Transaction and experience information,
such as your account balance, payment
history and transaction details may be
shared among us and our affiliates as
allowed by the Fair Credit Reporting
Act.
We do not share information about former
customers, except as may be permitted or
required by law.
All of your personal customer
information is deemed to be confidential
in nature. We maintain procedural,
electronic and physical safeguards to
protect your privacy that comply with
federal standards. Our employees may
access your information only when there
is an appropriate reason to do so, such
as to administer or offer our products
and service. Employees who violate
these standards will be subject to
disciplinary measures.
Main Office
701 LaSalle Street
P. O. Box 657
Ottawa IL 61350
(815) 434 0044
FAX (815) 434-0307
First National
Bank Plaza
300 W. Madison Street, Ottawa IL
61350
First National
Bank South
601 State Street, Ottawa IL 61350
First National
Bank Northfield
2771 N. Columbus Street, Ottawa IL
61350
First National
Bank – Morris
1771 N. Division Street, Morris IL
60450
(815) 941-0044
Streator National Bank - Main
409 E.
Bridge
Street, Streator IL 61364
(815)
672-2941
Streator National
Bank - North
2324 N.
Bloomington Street, Streator IL 61364
(815) 672-2941
First National Bank - Yorkville
1459
Cannonball Trail. Yorkville IL 60560
(630) 553-1542
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