Click Here to Login to Your Online Banking Account

Convenient, Safe and Secure.

The First National Bank of Ottawa Online Banking will help you manage your money and stay on top of your finances anywhere, anytime.

First Ottawa Online Banking encompasses all those advantages and more, with the ease of a few clicks of the mouse.

With the account access available to you through First Ottawa Online Banking, you can check balances, view activity, transfer funds, use any of the many financial calculators, download account information into programs such as Quicken and Microsoft Money and send secure messages to our customer service department fron your online banking account.

And the best part? The service is Free!

Call today and one of our customer service representatives can get you signed up!

Are you interested in the convenience of paying your bills online?

Sign up for Bill Pay and have the convenience of paying your bills from your computer or smartphone all from your online banking account.

Stop into any of our locarions and ask a Customer Service Representative about adding First Ottawa Bill Pay.

*Online Banking must be established prior to the addition of First Ottawa Online BillPay.

Mobile Banking App

Download The First National Bank of Ottawa mobile app.  Available for in the App Store and Google Play.

  • Pay Bills Online
  • Transfer Funds
  • Get Alerts
  • View Balances & Transactions
  • Find the Nearest ATM and Branches

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*Must have an active Online Banking Login to use the mobile app.

Text Banking

  • See Account Balances
  • View Transaction History

Text Banking Use text messaging (SMS) to:

  • Send HELP to 79680 for more information, send STOP to 79680 to opt-out
  • One text message per query. Message and Data rates may apply

Click here for Text Banking Commands

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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa

EMAIL NOTICE:  Please be aware that Internet E-mail is not a secure means of transmitting information. Private information such as Account Numbers and Social Security Numbers should not be included in your E-mail.


Main Bank
701 LaSalle St.
Ottawa, IL 61350
Phone: 815.434.0044
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Updated November 5, 2020: Please read for an important update regarding COVID-19.      Click Here