CD’s and IRA’s


Whether saving for a rainy day, that special vacation, or for retirement, The First National Bank of Ottawa offers a variety of time deposit accounts designed with our customer’s needs in mind.

With as little as $1,000, The First National Bank of Ottawa Certificate of Deposit allows you to earn a higher rate of interest than the traditional savings account. The interest you earn can be mailed to you, retained in the certificate, or transferred to your First National Bank of Ottawa checking or savings account.

Individual Retirement Accounts from The First National Bank of Ottawa offer a disciplined method of saving for the future with tax benefits. We offer Traditional, Roth, Education, SEP, Simple and Qualified plans, with attractive terms and interest rates.

Call 815.434.0044 for our current CD and IRA rates