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Board of Directors

Steven Gonzalo
Chief Executive Officer and President

sgonzalo@firstottawa.com

815-434-0044. Ext. 226

Bradley J. Armstrong

Joeseph Chiariello

Lynn M. Dubajic Kellogg

Donald J. Harris

Dan Miller
Chairman of the Board

William K. Walsh Jr.

Brian P. Zabel

Karla Jones — Karla Jones
Executive Assistant and Regulation O Officer

kjones@firstottawa.com

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First Ottawa Bancshares, Inc. is the parent company of American Commercial Bank & Trust and its Branches: The First National Bank of Ottawa, The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza, The First National Bank of Ottawa – South and Streator National Bank.

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