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Board of Directors

Steven Gonzalo
Chief Executive Officer and President

sgonzalo@firstottawa.com

815-434-0044. Ext. 226

Bradley J. Armstrong
Board Member

John Armstrong
Executive Vice President / Chief Operating Officer

jarmstrong@firstottawa.com

George Barr
Chairman of First Ottawa Bancshares, Inc.

Joeseph Chiariello
EVP/Partner/Director

Lynn M. Dubajic Kellogg
Board Member

Dan Miller
Chairman - ACB&T

Christina M. Cantlin-VanWiggeren
Board Member

William K. Walsh Jr.
Board Member

Brian P. Zabel
Board Member

Karla Jones — Karla Jones
Executive Assistant

kjones@firstottawa.com

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First Ottawa Bancshares, Inc. is the parent company of American Commercial Bank & Trust and its Branches: The First National Bank of Ottawa, The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza, The First National Bank of Ottawa – South and Streator National Bank.

E-MAIL NOTICE: Please be aware that Internet E-mail is not a secure means of transmitting information. Private information such as Account Numbers and Social Security Numbers should not be included in your E-mail.

This website is provided as a source of general information and is not intended to be a direct solicitation of services. Full disclosures may be obtained by contacting any of our offices.

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